Frequently Asked Questions

Question 1

Can foreigners buy real estate in Curaçao?

Accepted Answer

Yes, foreigners can buy real estate in Curaçao without restrictions. No residence permit or special permission is required.

Question 2

What are the additional costs for buying a house in Curaçao?

Accepted Answer

Additional costs average between 6% and 8% of the purchase price. This includes transfer tax, notary fees, and registration costs.

Question 3

What is the transfer tax rate in Curaçao?

Accepted Answer

The transfer tax is 4% of the purchase price or the appraisal value (whichever is higher).

Question 4

Can I get a mortgage in Curaçao as a foreigner?

Accepted Answer

Yes, local banks provide mortgages to non-residents. Usually 60-70% of the market value is financed.

Question 5

What is leasehold land and is it safe?

Accepted Answer

With leasehold, you rent the land from the government. This is a common and legally safe structure, provided the terms are clearly documented.

Question 6

What is freehold land?

Accepted Answer

With freehold land, you fully own both the house and the land. This is often more attractive for investors and resale.

Question 7

Is investing in real estate in Curaçao safe?

Accepted Answer

Yes. Curaçao has a stable legal system based on Dutch law, which ensures legal certainty for buyers.

Question 8

Is new construction or existing property better in Curaçao?

Accepted Answer

New construction often has lower maintenance costs and is more rentable. Existing homes can be interesting at a lower purchase price or renovation potential.

Question 9

Can I rent out my property to tourists?

Accepted Answer

Yes, provided the zoning and any HOA rules allow it. Many properties are suitable for vacation rentals.

Question 10

Is Airbnb allowed in Curaçao?

Accepted Answer

Yes, Airbnb is allowed in many areas. Always check local regulations and HOA conditions.

Question 11

What is the average rental return in Curaçao?

Accepted Answer

The average net return is between 6% and 10%, depending on location, property type, and rental strategy.

Question 12

Do I have to pay tax on rental income?

Accepted Answer

Yes, rental income is taxable, but Curaçao has favorable tax arrangements and deductions.

Question 13

Do I pay annual tax on my property?

Accepted Answer

Yes, there is an annual property tax, which is relatively low compared to Europe.

Question 14

How long does the purchase process take in Curaçao?

Accepted Answer

On average, a purchase takes 6 to 8 weeks, depending on financing and documentation.

Question 15

What is the role of the notary in the purchase?

Accepted Answer

The notary handles the legal investigation, prepares the deed of transfer, and arranges the property transfer.

Question 16

Is a building inspection required?

Accepted Answer

No, but for existing homes a building inspection is strongly recommended.

Question 17

Can I buy real estate without being present?

Accepted Answer

Yes, through a power of attorney the notary can handle the complete purchase on your behalf.

Question 18

What are popular locations to invest in Curaçao?

Accepted Answer

Jan Thiel, Mambo Beach, Piscadera, Blue Bay, Vista Royal, and areas around Willemstad.

Question 19

Is real estate in Curaçao value-stable?

Accepted Answer

Yes, especially well-located properties and new construction projects retain their value and often increase in the long term.

Question 20

What is an HOA and why is it important?

Accepted Answer

A Homeowners Association manages common areas and costs in apartment complexes.

Question 21

What additional costs should I consider after purchase?

Accepted Answer

Consider HOA fees, insurance, maintenance, and possibly property management.

Question 22

Is Curaçao suitable for a second home?

Accepted Answer

Yes, thanks to the climate, accessibility, and good rental opportunities, Curaçao is very popular as a second home.

Question 23

What insurance is needed?

Accepted Answer

Building insurance is strongly recommended and often required for financing.

Question 24

Is real estate in Curaçao easily sellable?

Accepted Answer

Yes, properties in popular locations with rental potential are generally well tradeable.

Question 25

Do I need a local real estate agent?

Accepted Answer

Absolutely. Local knowledge prevents mistakes, speeds up the process, and increases your investment security.

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